PERMATA, R. F. M.; JUANDA, A.; LENIWATI, D. INTEGRATION OF TECHNOLOGY-BASED INTERNAL CONTROL SYSTEMS TO MINIMIZE THE RISK OF BAD DEBTS IN MICRO CREDIT PROGRAMS. Jurnal Aplikasi Akuntansi, [S. l.], v. 10, n. 1, p. 104–118, 2025. DOI: 10.29303/jaa.v10i1.689. Disponível em: https://jaa.unram.ac.id/index.php/jaa/article/view/689. Acesso em: 8 feb. 2026.